Making a Boost request will increase your pay period Max beyond your net pay on payday. We may also receive information about you from records held by third parties, such as marketing-related or demographic information. From Create mode, press the Tab key to open the CREATIVE inventory screen. Service Specific Collection of Information: Information You Provide You may enroll another payment card in Earnin Cash Back Rewards or deactivate your card in the other Empyr, Inc.-operated program. This Privacy Policy applies when you use or access the Earnin Site and Services, which comprise of: You may opt-out of Earnin Cash Back Rewards at any time by following the instructions below. If you can please help me out, message me and alll I need is a phone number to request. Can Earnin app be used outside of the U.S? How We Use The Information We Collect Some of your Personal Information (including your Earnin profile photo, Earnin profile first and last name) will be publicly displayed through the Services and may be seen by anyone with an Earnin account. We are not responsible for any payment processing errors or fees or other Services-related issues arising from your failure to keep your Profile Information current. The CCPA provides the right to request that we disclose the specific pieces of information we have collected about you, which Earnin will do after we receive and validate your request. If you believe that your content that was removed (or to which access was disabled) is not infringing, or that you have the authorization from the copyright owner, the copyright owner's agent, or pursuant to the law, to post and use the material in your content, you may send a counter-notice containing the following information to the DMCA Agent: If a counter-notice is received by the DMCA Agent, Earnin may send a copy of the counter-notice to the original complaining party informing that person that it may replace the removed content or cease disabling it in 10 business days. It may be possible to disable some cookies through your device or browser setting. We do not intend to collect information from children under 13 years of age. You also agree to provide accurate profile information, including, as applicable, your name, physical address, email address (Profile Information). Drivers License or other state identification; The number of new Community Members you have created via referrals (i.e invitation program and the Max Boost referral link(; create a record of the transaction data and thereafter maintain and use data in connection with the operation of the Tip Yourself Service; detect, prevent and investigate actual or suspected fraud, hacking, infringement, or other misconduct involving the Tip Yourself Service; and. YOU EXPRESSLY AGREE THAT YOUR USE OF THE SITES AND SERVICES, INCLUDING Pay Outs, Balance Shield, Medical Bill Review, and Earnin Cash Back Rewards, IS AT YOUR SOLE RISK. No Fees or Charges. We are under no obligation to place your funds with an Insured Depository Institution. Do we track your browsing activities on other sites? Balance Shield alerts can stay on indefinitely until you turn them off. You hereby appoint Bank as your agent and custodian, subject to the terms set forth herein. DO NOT TRACK We also use this information to communicate back to you regarding the outcome of any negotiation attempts. We may limit the amount we send you for Balance Shield Cash Out at any given time or over a period of time. We may limit the total number Pay Outs that you may receive at any given time or over a period of time. Web beacons are electronic images that may be used in our Services or emails. For example, this Personal Information may be disclosed to enable you to select the contacts with whom you would like to send a Max Boost, show your information about Community Members in a Pay It Forward chain, to connect with another user who referred you to the Services, or to connect with an individual whom you would like to refer to the Services. While we contractually require our third-party providers to protect your Personal Information in accordance with this Privacy Policy, please note, that we do not own or control such providers and cannot guarantee their compliance. download download. app. 4. To ensure that the Earnin Site and Services work, we may need to share your Personally Identifiable Information with third parties and service providers, as well as other users. If a counter-notice is received by the DMCA Agent, Earnin may send a copy of the counter-notice to the original complaining party informing that person that it may replace the removed content or cease disabling it in 10 business days. This Personally Identifiable Information helps us deliver and improve the Earnin Site and Services. app. Can anyone in the Earnin Community help me boost my Max? Do we use your phone contact list if you allow us access? Great community app for helpers. Tip Yourself We are not responsible for ensuring your Bank Account has sufficient funds for your needs, purposes, or transactions. Your Tip Yourself Account is subject (1) to a two thousand-dollar ($2,000) deposit limit, which is the same limit regardless of how many tip jars you have (any deposit that would cause your Tip Yourself Account to contain more than two thousand dollars ($2,000) will be declined); and (2) a $500 daily transfer limit. Among other things, cookies support the integrity of our registration process, retain your preferences and account settings, and help evaluate and compile aggregated statistics about user activity. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. How can I access the Earnin app if I wish to travel outside the U.S? INFORMATION FROM CHILDREN For example, we may use your information to pre-fill form fields on the Sites for your convenience. You agree that Earnin will not be liable to you or to any third party for any modification, suspensions, or discontinuance of the Site or the Services. Bank performs all account deposits and withdrawals. By responding #YESEARNIN, you are agreeing to provide Earnin with Content, such as product reviews, comments, ideas, photographs, and videos through your providing agreement through any other social media site. You are responsible for any costs or damages related to the timing of authorization revocation. Please visit the Privacy Policy to learn more about how your information is shared. Do we track your device location while you are not using the app? To use Automatic Earnings, we need your phones GPS (location services) to be on at all times, and you must have a fixed work address. create a record of the transaction data and thereafter maintain and use data in connection with operating the Tip Yourself Service. You may access the terms of the custodial account deposit agreement at any time here. The repayment tenure is maximized as users repay their advances on time and in full. Provide the authorized agent signed permission to do so; You must directly verify your identity with Earnin; and. We may also receive information about you from records held by third parties, such as marketing-related or demographic information. This information may be used, for example, to alert you to software compatibility issues, or it may be analyzed to improve our web design and functionality. Palo Alto, CA 94306 Referral Programs. If you have already enrolled a payment card with a separate program operated by Empyr, Inc., you will be unable to register that card in both Earnin Cash Back Rewards and the other Empyr, Inc.-operated program. If you wish to revoke your authorization, you may do so by contacting support@earnin.com at least three business days before the day the transaction is scheduled and stop using the Sites and the Services. We may decline to extend a Pay Out to you if we reasonably believe such refusal is necessary or advisable for legal or security reasons or to protect the Services. Health Aid Contact us if you believe that we have mistakenly or unintentionally collected information from a child under the age of 13. We reserve the right to charge your Bank Account at any time on or after the day the paycheck associated with the earned wages you have requested is expected to deposit into your Bank Account. Pay It Forward There is a $250 cashback limit per transaction. California Consumer Privacy Act or punitive damages you may incur in connection with the sites, the services, including cash outs, lightning speed, max boost, balance shield, earnin expressand tip yourself, your use thereof, or any of the user submissions, information, data, or other . Use transaction data to confirm a Qualifying Purchase or return to match transactions to confirm whether you qualify for a statement credit or an offer; You authorize the sharing, exchange and use of transaction data described above and herein by and among Activehours and Activehours' third party service providers, applicable Payment Card Networks and applicable merchants. Security There are no fees or costs associated with Health Aid. At Activehours, Inc. d/b/a Earnin (Earnin), we believe that visitors to the Earnin website and/or mobile application and Earnin Community Members (Community Members,) (collectively you or your) deserve clarity and transparency as to how Earnin uses your Personal Information. At Earnin, we believe that visitors to the Earnin website and/or mobile application (Visitors) and Earnin Community Members (Community Members,) (herein, Visitors and Community Members are collectively referred to as you or your) deserve clarity and transparency as to how Earnin uses Personally Identifiable Information. Personal Information does not include information that has been aggregated and/or anonymized so it does not identify you. You may not enroll in Earnin Cash Back Rewards or use the Site or Services, or accept these Terms of Service, if (a) you are not of legal age to form a binding contract with Activehours; (b) you are prohibited by law from receiving or using the Services; or (c) you are not a U.S. resident. Earnin reserves the right to alter these UGC Terms of Use without advance notice by posting a revised UGC Terms of Use. You are not required to pay any fees or charges to use any of the Earnin Services. The specified period of time to report and deliver funds to a state varies by state, but usually ranges between two and five years. Make sure everyone feels safe. You should print a paper copy of these Terms of Service and any Communication that is important to you and retain the copy for your records. For example, we may use the information you provide for Health Aid to determine availability of discounts or payment options from your medical provider. Your payment card may only be enrolled in one program operated by Empyr, Inc. By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. To the extent you use a Service for banking or other financial services, the Service is intended only to assist you in your financial organization and decision-making and is broad in scope. For more information on FDIC insurance coverage, please visit www.FDIC.gov. We may share Earnin Cash Back Rewards transaction data as follows: With the participating merchant where a transaction occurred as needed for the merchant to confirm a specific transaction occurred or rewards should be awarded; With participating merchants or Third Party Service Providers as aggregated and anonymized information relating specifically to registered card activity solely to allow participating merchants and Third Party Service Providers to assess the results of their campaign. Do we send you push notifications with the option to opt out? Activehours AND ITS AFFILIATES, LICENSORS AND SUPPLIERS (INCLUDING PAYMENT CARD NETWORKS AND PAYMENT PROCESSORS) MAKE NO REPRESENTATION, WARRANTY, OR GUARANTEE THAT THE CONTENT THAT MAY BE AVAILABLE THROUGH THE SITES OR SERVICES IS FREE OF BUGS, DEFECTS, OR ERRORS, OR INFECTION FROM ANY VIRUSES OR OTHER CODE OR COMPUTER PROGRAMMING ROUTINES THAT CONTAIN CONTAMINATING OR DESTRUCTIVE PROPERTIES OR THAT ARE INTENDED TO DAMAGE, SURREPTITIOUSLY INTERCEPT, OR EXPROPRIATE ANY SYSTEM, DATA, OR PERSONAL INFORMATION. This policy applies to information we collect when you register for Activehours, access or use our website, mobile applications, products, and services (collectively, the Services), or when you otherwise interact with us. You can choose to leave a tip in appreciation for using Health Aid, anywhere from $0-1$100, but are under no obligation to do so. Balance Shield also incorporates Cash Out, by automatically setting a cash out of up to $100 when your Bank Account balance has fallen below $100. Depending on where you live, you may have a legal right to receive notice of a security breach in writing. UNDER NO CIRCUMSTANCES WILL EARNIN OR ITS AFFILIATES, CONTRACTORS, EMPLOYEES, AGENTS, OR THIRD PARTY PARTNERS OR SUPPLIERS (INCLUDING PAYMENT CARD NETWORKS OR PAYMENT PROCESSORS) (COLLECTIVELY, the EARNIN PARTIES) BE RESPONSIBLE OR LIABLE TO YOU OR TO ANY THIRD PARTY, WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING NEGLIGENCE), OR OTHERWISE, FOR ANY INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY, LIQUIDATED, OR PUNITIVE DAMAGES YOU MAY INCUR IN CONNECTION WITH THE SITES, THE SERVICES, INCLUDING CASH OUTS, LIGHTNING SPEED, MAX BOOST, BALANCE SHIELD, HEALTH AID, EARNIN CASH BACK REWARDS AND TIP YOURSELF, YOUR USE THEREOF, OR ANY OF THE USER SUBMISSIONS, INFORMATION, DATA, OR OTHER MATERIAL TRANSMITTED THROUGH OR RESIDING ON THE SITES, OR ANY ERRORS, DEFECTS, INTERRUPTIONS, DELETIONS, OR LOSSES RESULTING THEREFROM, INCLUDING LOSS OF PROFIT, REVENUE, OR BUSINESS, ARISING IN WHOLE OR IN PART FROM YOUR ACCESS TO OR USE OF THE SERVICE, EVEN IF THE EARNIN PARTIES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. Balance Shield alerts can stay on indefinitely until you turn them off. Activehours AND ITS AFFILIATES, LICENSORS AND SUPPLIERS (INCLUDING PAYMENT CARD NETWORKS AND PAYMENT PROCESSORS) MAKE NO REPRESENTATIONS, WARRANTIES OR GUARANTEES, EXPRESS OR IMPLIED, REGARDING THE ACCURACY, RELIABILITY, COMPLETENESS, OR CONTINUED AVAILABILITY OF THE CONTENT ON THE SITES OR THE SERVICES, AND EXPRESSLY DISCLAIMS ANY WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT, OR FITNESS FOR A PARTICULAR PURPOSE. Collection of Information Within your Tip Yourself Account you can track your savings towards your specific savings goals by creating different tip jars within your Tip Yourself Account. Throughout this policy, Earnin uses the term Personal Information to mean information that can be associated with you and/or identify you. BY REPLYING #YESEARNIN, YOU ARE ENTERING INTO AN AGREEMENT WITH EARNIN AND AGREE TO BE BOUND BY THESE UGC TERMS OF USE, WITHOUT LIMITATION OR QUALIFICATION. Can anyone in the Earnin Community help me boost my Max? Any past, present, or future claim, dispute, or controversy involving you (or persons claiming through or connected with you), on the one hand, and us on the other hand, relating to or arising out of this Agreement, any marketing that led to consummation of this Agreement, and/or the activities or relationships that involve, lead to, or result from this Agreement, regardless of whether they arise from contract; tort (intentional or otherwise); consumer protection laws; a constitution, statute, common law, or principles of equity; or otherwise will be governed by the laws of the State of California without regard to its conflict or choice of laws provisions. We also outsource some of Earnins functions to third-party service providers, such as data storage providers, platform administrators, customer service and/or other services. Outside of the custodial Account deposit agreement at any given time or over period... 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